The Advance Payments Program is a federal loan guarantee program which provides agricultural producers with easy access to low-cost cash advances. Under the program, you can access up to $1,000,000 in total advances based on the value of the eligible agricultural products you will produce or that you have in storage. The Government of Canada pays the interest on the first $100,000 of your advance (the first $250,000 for 2024 and 2025). You repay your advance as you sell the agricultural products, with up to 18 months to fully repay the advance for most commodities (up to 24 months for cattle and bison). APP advances can provide you with cash flow to meet your financial needs until you are able to sell your agricultural products. The program can provide marketing flexibility by allowing you to sell your agricultural products based on market conditions rather than the need for cash. APP advances are available through 26 participating producer organizations, that is, APP Administrators, across Canada.

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